Many people with less than pristine credit struggle to furnish their homes and buy everyday appliances such as fridges, cookers, and washers. American First Finance helps these consumers broaden their shopping horizons by purchasing top-of-the-range goods and leasing them at affordable renewable payments. As a result, the company is known as one of the leading payment solutions providers in the country.

The best part is that the firm doesn’t make you wait long to get a new lease agreement approved. You can apply online with the company and get a quick decision in minutes. The company checks your credit score but bad credit doesn’t automatically disqualify you for approval.

Despite this, you should watch out for the company’s unauthorized deductions from your bank account. You can file a claim under the Electronic Fund Transfer Act (EFTA) against the company if you notice any unauthorized withdrawals from your bank account.

The company uses the Fair Credit Reporting Act to make sure the information it reports on your credit is accurate. It’s a legal protection for consumers that provides them with the leverage they need to force the company to remove inaccurate information from their records.

If you’ve noticed inaccuracies on your credit report, contact the credit bureau directly and ask them to correct it. You can also hire a professional credit repair service to dispute the issue on your behalf.