D2 Management is a debt collection agency and you may see them showing up as a collections account on your credit report when you defaulted on a loan or debt. They usually purchase debt from creditors that have opted to charge off or otherwise no longer wish to attempt to collect the amount due. When a debt is in collections it can hurt your credit score and your chances of being approved for loans or other financial opportunities.

If you see D2 Management on your credit report, it is important to know that you have rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. It is also a violation of federal law for D2 Management to harass you or report inaccurate information about you to the credit bureaus.

If you find that D2 Management is attempting to collect on an inaccurate or unverified debt, you have the right to request a debt validation letter. This is a legal requirement that they validate the debt or cease collecting entirely. If they do not, you can file a complaint with the Consumer Financial Protection Bureau or Better Business Bureau.