If you are looking to buy a ps5 but cannot afford to pay for it in cash, there are several ways that you can finance your purchase. You can get a personal loan, use your credit card or sign up for a rent-to-own program. However, these programs are often expensive and will end up costing you more than the initial purchase price of the console.

If your credit score is good, you can probably qualify for a 0% interest financing deal. This will give you six to 24 months to pay off your purchase without any extra fees or interest charges. This type of financing is typically only available through retailers that have a special relationship with the finance provider, and you may need to meet certain requirements like having a high credit score to be approved.

Many online and in-store retailers offer buy now pay later (BNPL) options. This financing method allows you to spread the cost of your purchase over a period of time and is an excellent way to get a PS5 without having to spend all of your money right away. These options are usually only available to those who have good to excellent credit, and the finance provider will run a hard or soft credit check before providing you with this option.

Newegg offers a variety of buy now pay later options for PlayStation consoles, including PayPal, Affirm, Zip, and its own Store Credit Card. Additionally, the online marketplace Swappa offers used and refurbished PlayStation 5 consoles that can be bought with a BNPL option through Zip.